Residential & Commercial Financing · Ohio
The right financing makes all the difference.
Whether you're buying your first home, refinancing, or financing a commercial property, James Kondratick brings 15+ years of experience and a plan built around you.
15+
Years in the mortgage industry
2
Lending sectors: residential & commercial
#70119
NMLS licensed loan officer
OH
State licensed
The key to success
Financing for every stage of ownership.
From the family home to the warehouse down the street, our loan programs are tailored to the way you live and do business.
Residential Mortgages
Purchase and refinance loans including Conventional, FHA, VA, Non-QM, renovation, reverse and home equity.
View programs
Commercial Real Estate
SBA 7(a) & 504, USDA B&I, bridge, small balance and investment property financing.
View programsBusiness Loans
Unsecured business loans with no collateral requirements, from $10K up to $500K for eligible, established businesses.
Meet James
Education first. Results that follow.
James Kondratick is a seasoned branch manager and licensed loan officer with over 15 years of experience. His approach is rooted in education, using the “Four Legs of the Mortgage Table” framework alongside modern technology, a strong work ethic, and trusted partnerships with financial planners, attorneys, realtors, CPAs, insurance professionals and title companies.
- Home purchase & refinance
- Commercial real estate
- Investment properties
- Business lending
How it works
A streamlined path to closing.
- 01
Consultation
A conversation about your goals, timeline and financial picture.
- 02
Application
Apply securely online. Residential and commercial paths available.
- 03
Underwriting
James and his team gather documents and match you with the right program.
- 04
Closing
Clear communication right through to the closing table.
Ready to get started?
Getting started is fast and easy. Apply online in minutes, or call James directly to talk through your options.