Loan programs
Programs tailored to your goals.
Residential
Home purchase & refinance
Buying, refinancing or tapping equity, there’s a program that fits.
Apply for a home loan Conventional Loans
Fixed-rate and adjustable-rate mortgages, often ideal for strong credit and as little as 5% down.
FHA & VA Loans
Government-backed options that help first-time buyers and veterans qualify more easily.
Non-QM Loans
Flexible solutions for self-employed borrowers and unique income situations.
Cash-Out Refinance
Convert the equity in your home into cash for renovations, debt or investments.
Renovation Loans
Finance the purchase and improvements of a home in a single loan.
Reverse Mortgages
Let eligible homeowners receive payments based on their home’s value.
HELOCs & Second Mortgages
Tap home equity with a line of credit or fixed second mortgage.
Commercial real estate
Commercial & investment financing
Offered through CRE Finance for business owners and investors across most states.
Apply for a commercial loan SBA Loans
SBA 7(a) and SBA 504 loans for owner-operated businesses located in the U.S.
USDA B&I Loans
For businesses in designated eligible areas. Loan amounts up to $20 million.
Small Balance Loans
Conventional and hard money loans down to $75K on select property types.
Investment Property Loans
Fix n Flip, Foreign Investor, Fast 50, FlexTerm and FlexTerm I/O on select property types.
Bridge Loans
Short-term financing on select commercial real estate properties.
Business loan programs
Business loans with no collateral requirements.
Unsecured business loans from $10K up to $500K for existing businesses with an official office outside a residence, minimum monthly revenue of $17K and a minimum Equifax credit score of 551.
Apply for a business loanReady to get started?
Getting started is fast and easy. Apply online in minutes, or call James directly to talk through your options.